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10 months ago · by · 0 comments

Business Income & Extra Expense Coverage

An important coverage needed by a business owner to survive an extended interruption in operations of a business due to a covered loss is business income and extra expense. Business Income coverage compensates you for lost revenue until operations resume (subject to policy deductable and limits). This is calculated by looking at your prior years of income and expense records. It is critical that you keep copies of this information away from the insured premises with your business emergency plan. Without readily available documentation, reimbursement could be delayed as there would be no basis for a settlement. Most Business Owner’s (BOP’s) Policies will pay you on an actual loss basis for a period up to 12 months, while other policies have fixed maximum reimbursement limits of compensation for those items included in the loss such as loans, taxes and ongoing operating expenses etc.

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11 months ago · by · 0 comments

Preventing Slip & Fall Accidents

One of the most common claims that businesses and homeowners experience is slip & fall accidents. By taking a proactive approach, these incidents can be greatly reduced or even eliminated. For our discussion here we will be looking at this exposure from a businesses point of view, but the concepts can also be used in your home.

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1 year ago · by · 0 comments

Insurance Answers for Cyber Liability

Almost every business in the United States is vulnerable to an attack to their computer systems and the confidential information that they maintain. Cyber attack prevention is critical to running your business. Unfortunately, due to the seeming endless and limitless cyber attacks, there may be times when you are impacted by an attack and need insurance to respond.

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1 year ago · by · 0 comments

Employee Dishonesty

Over the past few months three of our business clients have submitted employee dishonesty claims to our insurance agency. As economic conditions over the past few years have tightened, the risk of employee theft is becoming more commonplace. The Association of Certified Fraud Examiners has estimated that businesses lost about forty billion dollars during the past year. Small companies are particularly vulnerable because they are not big enough to cover the losses. One in four employees (including executives) who committed fraud against a business had been with their employer more than ten years.

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1 year ago · by · 0 comments

September is Life Insurance Awareness Month

With September being Life Insurance Awareness Month, I thought I would explain some of the more common types of life insurance policies that are available. Before going in to coverage explanations, the first question is; do you need life insurance? There are only two reasons to purchase a life insurance policy, you either love someone or owe someone. If you do not answer yes to one of these, you do not need coverage.

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Company Information

Pinnacle Group Insurance

3301 William Penn Highway
Pittsburgh, PA 15235

Contact details

E-mail address:
infopinnacle4ins@gmail.com

(+412) 816 1000

Available Mon-Fri 8:30-4:30
Or by Appointment