Purchasing homeowners insurance is not only critical for protecting your home and personal property against any potential liability; if you have a mortgage, your lender will require it.
Pinnacle Group will walk you through every step of the process to make sure you have the coverage you need. And, unlike online only insurance providers, we know and live in this area so Pinnacle truly understands the home insurance needs of Pittsburgh and the surrounding area.
A homeowners insurance policy is a package of coverages, including:
Remember, the coverages listed above pertain only to losses caused by a peril covered by your policy. For instance, if your policy doesn’t cover earthquake damage, then losses will not be reimbursed.
There are several factors that can impact your premium, including age and condition of the home and roof, location, fire safeguards, home security systems, amount of coverage, deductible amount, claims, your credit score and more. Pinnacle Group can help you find the right homeowners insurance to fit your budget.
Renters sometimes overlook the need for insurance because they believe they may not have a significant amount of personal possessions, or because the property is already insured by the owner.
While it is true that a rental property is insured by the owner, the destruction or loss of your personal belongings is not. Pinnacle Group can find the right Renters Insurance, which should cover: