If your business’ vehicles are registered in the name of a corporation, partnership or other type of business entity, you need to purchase commercial auto coverage. Also you need commercial auto coverage if you own a vehicle larger than 10,000 pounds and if you use any size vehicle for delivery purposes for customers or to a job site or for transporting property. Plus, a commercial auto policy provides higher liability limits than personal auto policies which can be important if there’s an accident that results in a large liability claim against you.
Pinnacle Group offers Commercial Automobile Insurance coverage that is specifically designed to be flexible and can provide liability and physical damage protection for a single vehicle or an entire fleet of vehicles. We understand the importance of providing insurance for your commercial vehicles that covers products, property and employees in case of an accident.
Generally, if you are involved in an accident during the course of business you will be covered by your personal auto policy. This is not always the case, however, and Pinnacle can help answer any questions you may have when it comes to coverage. Keep in mind a personal auto policy is designed to cover an individual, not a business.